• Cornerstone Insurance

Life Events That May Require a Policy Adjustment


Everyone knows you need to update your home insurance policy when you move into a new home, but you may be surprised to learn that smaller decisions, like putting a trampoline in your backyard, could also necessitate a policy adjustment. Here are some life events that may require an adjustment to your coverage.


Moving -- Anytime you move, you'll need to amend your property and auto insurance policies to reflect your new address. If your home will be vacant or you'll be in between houses for an extended period of time, be sure to find out what that means for your coverage so there are no surprises.


Adding a New Driver -- Households with teenagers will need a policy adjustment once the teens get their licenses and start driving. There may be ways to help lessen the impact, so be sure to ask about any potential discounts, and update your information whenever your teen has a birthday.


Installing a Backyard Risk -- Always let your insurance agent know if you install a pool or trampoline. Both are considered "attractive nuisances" from an insurance perspective, so you may need to adjust your policy and adhere to certain safety guidelines.


Renovating or Remodeling -- You may need additional coverage during a renovation or remodel. Any contractors or subcontractors also need to have adequate insurance coverage. Be sure to notify your agent before doing any home upgrades, however minor they may be. It's better to make sure you're covered than to have to deal with a construction mishap when it's too late. It's also a good idea to have your coverage reassessed after the work is complete to ensure it's still adequate.

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Independent Insurance Agency

Tuttle Office:

Physical Address:

304 W. Main  Tuttle, OK 73089

Mailing:

P.O. Box 1075  Tuttle, OK 73089

Telephone:

(405) 381-3371

Fax: 

(855) 381-3371

Monday-Thursday: 

8:00 am-4:30 pm

Friday:

8:00 am-3:00 pm

Kingfisher Office:

Physical Address:

922 South Main Kingfisher, OK 73750

Mailing:

Kingfisher, OK 73750

Telephone:

(405) 375-7262

Fax: 

(855) 381-3371

Monday-Thursday: 

8:00 am-4:30 pm

Friday:

8:00 am-3:00 pm

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